Financial Feminist

• 265. How to Make a Career Pause Work for You — Not Against You (with Neha Ruch)

  What if pressing pause on your career was actually the smartest, most strategic move you could make? In today’s episode, I’m joined by Neha Ruch, author of The Power Pause, to challenge the myths we’ve all been fed about stay-at-home motherhood, caregiving, and career pauses. We dig into why our culture undervalues care work, how identity gets tangled up in motherhood, and what it actually looks like to take a pause. Whether you’re considering stepping back from work to raise kids, support aging parents, or simply regroup, Neha shares smart ways to protect your finances, keep your skills sharp, and eventually re-enter the workforce on your terms. Neha’s links:Website: https://www.thepowerpause.com/  Visit ⁠https://herfirst100k.com/ffpod⁠ to stay up to date and find any resources mentioned on our show! 00:00 Intro & Identity and Career Breaks 01:06 Myths & Stereotypes of Stay-at-Home Motherhood 04:13 The Financial Realities of Motherhood 08:21 Identity Shifts & The Power Pause Concept 12:27 Making Career Pauses Temporary, Not Permanent 14:53 Building Skills & Staying Connected During a Pause 21:56 Validation & Measuring Success in Caregiving 28:11 Positioning a Career Pause on Your Resume 31:50 Financial Power Dynamics in Relationships 40:09 Elder Care vs. Child Care Pauses 47:04 Reentering the Workforce: Pitfalls & Strategies 49:54 What Does a Successful Power Pause Look Like? Learn more about your ad choices. Visit megaphone.fm/adchoices

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• 264. How to Reclaim Your Power (and Your Finances) After Everything Falls Apart with Jen Hatmaker

  Today is the LAST day to get 50% off Stock Market School! Join now: https://herfirst100k.com/ffpod What happens when the life you’ve spent decades building shatters overnight? Today’s guest, Jen Hatmaker, joins me to talk about the moment everything collapsed—and how she rebuilt her identity, her faith, her confidence, and her finances from the ground up. In this deeply honest conversation, we explore what it means to wake up to your own power after betrayal, divorce, and a total life upheaval, and how taking control of your money can become the foundation for reclaiming every part of your story. Jen’s links: Book: https://jenhatmaker.com/awake/ Website: https://jenhatmaker.com/ Visit ⁠https://herfirst100k.com/ffpod⁠ to stay up to date and find any resources mentioned on our show! 00:00 Intro 00:54 The Story We Tell Ourselves vs. Reality 02:04 The Moment Everything Changed 04:00 Why We Ignore Red Flags 06:36 The Cost of Disruption and Divorce 09:14 Money Reckoning After Divorce 12:07 Why Women Opt Out of Finances 15:19 The Emotional Labor of Money 17:22 The First 90 Days: Financial Overwhelm 20:06 Becoming Financially Literate 22:44 From Shame to Action 25:22 Taking Ownership and Finding Safety 28:22 The Cost of Self-Erasure 31:07 What Happens When Women Have Money 34:07 Deconstructing Faith and Identity 38:42 Finding New Definitions of Church 41:18 Advice for Anyone in Upheaval Learn more about your ad choices. Visit megaphone.fm/adchoices

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• 263. Save Money Without Feeling Deprived (Money Coaching with Tori)

  Get 50% off Stock Market School during our Black Friday sale! Join here: https://herfirst100k.com/ffpod Saving money doesn’t have to feel like a punishment, and in today’s episode, I’m proving it. I’m diving into coaching questions from listeners about how to save without feeling deprived, how to break out of scarcity mindset, and how to balance long-term goals with actually enjoying life. From processing layoffs and using your emergency fund without guilt to understanding why fear hijacks your finances, this episode is packed with practical money advice, emotional mindset shifts, and actionable tools for creating a sustainable financial plan that still lets you have a life. If you’ve ever struggled to save without feeling deprived, or wondered how to make money choices that feel good today and set you up for tomorrow, this coaching session is for you. Mentioned in this episode: Millionaire Mindset: https://herfirst100k.com/financial-feminist-show-notes/millionaire-mindset-taking-risks/ How to Get Out of Financial Survival Mode: https://herfirst100k.com/financial-feminist-show-notes/financial-scarcity/ Visit ⁠https://herfirst100k.com/ffpod to stay up to date and find any resources mentioned on our show! 00:00 – Money Coaching With Tori: Ask a Multimillionaire Anything 01:00 – Listener Win: Starting a Side Hustle With Confidence 02:15 – Why Women Struggle With Taking Risks 04:00 – How to Start a Business When You’re Scared of Judgment 05:00 – Question 1: “I’m Afraid to Touch My Savings After a Layoff” 06:15 – How to Use Your Emergency Fund Without Guilt 07:00 – Navigating Layoffs, Uncertainty, and a Volatile Job Market 08:00 – Is It Time for a Career Pivot or Freelancing? 09:00 – Resetting Your Career After a Job Loss 10:00 – Why You Need a Personal Project During a Job Search 11:00 – Question 2: “How Do I Stop Living in Scarcity Mode?” 12:00 – Balancing Saving, Spending, and Generosity 13:00 – Understanding Your Financial Trauma & Scarcity Triggers 14:00 – How Fear Lies to You About Money 15:30 – The “Put Fear in the Back Seat” Strategy (Liz Gilbert Method) 17:00 – How to Budget for Generosity Without Derailing Your Goals 18:30 – Why You Can’t Pour From an Empty Cup (Money Edition) 20:00 – How Scarcity Mindset Affects Your Financial Decisions 21:00 – Why You Must Talk About Money in Therapy 22:00 – Question 3: Balancing Saving for Retirement With Wanting to Live Now 23:00 – YOLO vs. Long-Term Money Goals: Finding the Middle Ground 24:00 – Make Retirement Feel Real: Visualizing Your 65-Year-Old Self 25:30 – “Saver vs. Spender” Is a Myth — Here’s What You Actually Are 27:00 – How to Trick Your Brain Into Enjoying Saving Money 28:00 – Using the Three-Bucket Budget to Spend Guilt-Free 29:00 – Lightning Round: Emergency Funds, Life Insurance, and Over-Saving 31:00 – What Life Insurance Should Actually Look Like 32:00 – How Much Is Too Much in Savings? 33:00 – Free Resources: 7-Day Money Reset + Stock Market Workshop Learn more about your ad choices. Visit megaphone.fm/adchoices

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• 262. Why I Hate Dave Ramsey

  Get 50% off Stock Market School during our Black Friday sale! Join here: https://herfirst100k.com/ffpod Dave Ramsey has millions of followers who swear by his money advice, but does his one size fits all approach actually help or hurt? In today’s episode I’m breaking down the full picture––what he gets right, where his advice becomes harmful, and why so many people feel shame, fear, or financial stagnation after following his rigid frameworks. From emergency funds and credit cards to retirement timing, debt payoff, and the systemic barriers Ramsey ignores, I’m diving into the nuance he refuses to acknowledge—so you can take the helpful parts and leave the rest behind. If you’ve ever struggled to explain why Dave Ramsey isn’t your financial cup of tea, save this episode. Visit ⁠⁠https://herfirst100k.com/ffpod⁠ to stay up to date and find any resources mentioned on our show! 00:00 Intro 01:59 Dave Ramsey’s “Baby Steps” framework 02:56 Dave Ramsey’s appeal 03:17 Lack of nuance and ignoring systemic issues 04:04 What Dave Ramsey gets right  07:10  Major problems with Ramsey’s advice 07:37 $1,000 emergency fund is too low 09:36  “All debt is bad” is harmful and misleading 10:45 The 7% rule: When to pay off debt vs. invest 11:20 Unrealistic mortgage and home-buying advice 12:20 Why rigid rules are easier to sell, but less helpful 13:28 The role of shame and discipline 15:32 Use of Christianity and morality in marketing 16:47 Advice on combining finances in marriage 18:21 Lawsuits and toxic workplace allegations 21:48 Out-of-touch advice on childcare 22:45 How to use Ramsey’s advice mindfully 24:36 Systemic oppression in personal finance 25:44 Credit scores and credit cards Special thanks to our sponsor: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Learn more about your ad choices. Visit megaphone.fm/adchoices

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• 261. Save Money on Medical Bills and Navigate Health Insurance Like a Pro with Dan Weissmann

  Get 50% off Stock Market School during our Black Friday sale! Join here: https://herfirst100k.com/ffpod Healthcare in America shouldn’t feel like a rigged game––but too often it does. Leaving many people feeling swindled by confusing insurance plans, surprise medical bills, and endless fine print. To help navigate this complex system, I'm joined by Dan Weissmann, journalist and host of the NPR podcast An Arm and a Leg. Dan explains why U.S. healthcare feels broken––and how to get the most out of a flawed system. He'll share strategies to protect your finances and well-being, from selecting the right health insurance during open enrollment to identifying billing errors, challenging unfair charges, and saving hundreds on prescriptions. Dan’s links: Website: https://armandalegshow.com Visit ⁠⁠https://herfirst100k.com/ffpod⁠ to stay up to date and find any resources mentioned on our show! 00:00 Intro 01:15 Why Healthcare Is So Expensive 03:00 The System Is Confusing by Design 06:00 Understanding What You Actually Owe 08:30 What To Do When You Get a Medical Bill 10:45 How To Talk to Your Insurance Company 13:00 The Hidden Traps in High-Deductible Plans 15:30 Should You Pay Your Bill Right Away? 18:00 How Medical Debt Affects Your Credit 20:15 How To Negotiate a Medical Bill 22:00 What To Do If You Can’t Afford Care 24:30 The Emotional Cost of Healthcare 27:00 Why Women Carry More Medical Debt 30:00 The Future of Healthcare Transparency 33:00 The Wildest Story From An Arm and a Leg 36:00 How To Be Your Own Healthcare Advocate 38:00 How To Find a Fair Price for Care 41:00 Quick Wins To Save on Medical Costs 43:00 What True Financial Wellness Means 44:00 Outro + Resources Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Learn more about your ad choices. Visit megaphone.fm/adchoices

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