The Martin Lewis Podcast

This week Martin tackles a packed agenda of your questions—ranging from savings decisions in your twenties to navigating the tax system, investing timelines, and even a light-hearted consumer rights query.
Martin answers a question from a 25-year-old wondering whether to lock in life insurance early while premiums are low.
We look at how to bag lucrative current account switching bonuses without losing your main bank account. Martin explains how you can collect multiple bonuses while keeping your primary account untouched.
An NHS employee asks whether moving into the higher tax band means they’ll need to file a self-assessment tax return.
A listener calls in with concerns around their investing strategy: wanting to know if they should stop investing five years before needing your money?
Things take a lighter turn when a listener asks about their “consumer rights” over obtaining a Question Time audience badge.
And, strongman Eddie Hall asks Martin: “What’s the biggest thing you’ve ever lifted?”
If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know his favourite ice cream flavour, if he’s ever pondered the meaning of life, or have a very complicated question about your personal finances, email it to [email protected].

In this episode, Martin Lewis unpacks what’s really happening with energy prices and the energy price cap—what it means for your bills right now, what’s likely coming next, and the practical steps you can take to protect your household finances. From fixed vs variable tariffs to whether now is the right time to switch.
We dive into the surprising world of lost and forgotten money, shining a spotlight on the billions that could be sitting unclaimed in old accounts, refunds, or schemes many of us have simply forgotten about. Martin explores where this money commonly hides, including dormant bank and savings accounts and unclaimed pension pots from previous jobs.
Tell Us is all about when you have found money you didn’t know you had. From rediscovered savings accounts to surprise payouts decades later, the episode celebrates the unexpected windfalls—including a caller who found money in her knicker draw.
Steffan Powell is presenting instead of Adrian Chiles this week. In Mastermind Martin asks him about reclaiming student loan overpayments before guiding listeners through how to check if they’ve paid too much and how to get that cash back. It’s quick, practical, and could put real money back in your pocket.
If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know his favourite ice cream flavour, if he’s ever pondered the meaning of life, or have a very complicated question about your personal finances, email it to [email protected].

Martin Lewis brings you everything you need to know about your future energy bills.
Martin offers a live reaction to the Chancellor Rachel Reeves’ statement in the Commons on the cost of living.
Tell Us this week is all about what’s the most bizarre way you’ve secured a discount? Fancy dress, sublime banter, a secret code phrase?
And Mastermind this week is about defaulting on your credit file. Can Adrian earn the elusive hallelujahs?
His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know his favourite ice cream flavour, if he’s ever pondered the meaning of life, or have a very complicated question about your personal finances, email it to [email protected].

In this episode of The Martin Lewis Question Time Podcast, Martin takes on your consumer rights questions including to cancel or not to cancel old credit cards, higher paycheck or higher pension contributions, and if Martin were King for a day, what three laws would he introduce?

There's a question about the rules when it comes to paying tax on benefit payments, Martin explains the rules and regulations.

With so many competing credit card providers, Martin takes a question on how's best to balance closing old cards with maintaining your credit score, and how to hope between different cards unscathed.

There's a question asked about a showdown between an impressively high pension contribution versus a potentially massive increase in pay. Martin explains the pros and cons of each.

There’s also a feel‑good moment, with a success story from a listener who successfully used Gift Aid on their charitable donations, and Martin delivers a little refresher on Gift Aid for those who want to use it to the fullest.

Plus, Martin considers an alternate universe where he is in charge of Britain, and thinks of three laws he would enact for the good of the consumer.

If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know his favourite ice cream flavour, if he’s ever pondered the meaning of life, or have a very complicated question about your personal finances, email it to [email protected].

In this episode of The Martin Lewis Question Time Podcast, Martin tackles a packed agenda of your real-life money dilemmas, bringing practical advice to your most pressing financial questions.
For those new to investing, there’s a question from a beginner worried about risk. Martin unpacks what “risk” really means, how to assess your tolerance, and why understanding volatility is key before putting your money into the markets.
Martin explains pension options for the self-employed - a crucial topic for anyone without automatic workplace contributions. Martin breaks down the key choices, from personal pensions to SIPPs, explains how to get started and how to make your money work harder for your future.
A listener asks what rights they have when a kitchen starts to fail five years after installation. Martin explains consumer protection laws, including how long goods should reasonably last and how to challenge retailers or manufacturers when things go wrong well beyond the guarantee period, going through his SAD FART acronym so you can easily remember your statutory rights under the UK Consumer Rights Act.
There’s also a feel‑good moment, with a success story from a listener who successfully claimed on their travel insurance - highlighting the importance of knowing how to navigate the claims process.
Plus, Martin reflects on his own biggest money‑saving faux pas, listen to find out if he is on the Energy Price Cap.
And, England fast bowler Mark Wood steps up to become the first cricket World Cup winner to also be awarded an ESQ.
If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know his favourite ice cream flavour, if he’s ever pondered the meaning of life, or have a very complicated question about your personal finances, email it to [email protected].